随着金融市场的迅速发展,大客户直接融资渠道不断扩大、议价能力不断增强,而中小企业生产总值在整个国民经济中所占比重越来越大,中小企业信贷业务越来越受到各家银行的青睐。本文分析了建设银行发展中小企业信贷业务的战略意义,并结合实际对中小企业信贷经营模式、风险防控提出建议。 With the rapid development of financial markets, direct financing channels for large customers are constantly expanding and the bargaining power is on the rise. As the share of small and medium-sized enterprises in the national economy grows, the credit business of SMEs is getting more and more Bank of all ages. This article analyzes the strategic significance of CCB in developing credit business for SMEs, and puts forward suggestions on SME credit management mode and risk prevention and control.