如今市场化程度逐步提高,市场竞争日趋激烈,中小企业无论经营业绩如何,都面临着各种各样可能会影响其正常运作的风险,而风险管理的重要性往往被忽视。成功的风险管理有助于管理决策的达成,实现企业高效运营,节约成本,提高效率。加强风险防范意识,提高风险应对能力,对中小企业的生存与发展有着至关重要的作用。 Nowadays, the degree of marketization has been gradually raised and the market competition has become increasingly fierce. SMEs are exposed to a variety of risks that may affect their normal operation regardless of their operating performance. However, the importance of risk management is often overlooked. Successful risk management helps to manage the decision-making, to achieve efficient operation of enterprises, cost savings and improve efficiency. Strengthening awareness of risk prevention and enhancing risk response capabilities play a crucial role in the survival and development of SMEs.