我国高等教育收费制度改革后,如何保证家庭贫困生享有平等接受高等教育的权利,已成为目前我国高等教育改革和发展的焦点问题之一,也是社会广泛关注的热点。自1999年国家实施助学贷款以来,经过不断改革和完善,高校助学贷款政策受到了社会各界尤其是广大家庭和经济困难学生的拥护和称赞。但是,该政策在运作过程中还面临着一些亟待研究解决的问题。为此,实践以人为本的科学发展观,探索高校国家助学贷款新体 After the reform of the charging system of higher education in our country, how to ensure that poor families have the right to equal access to higher education has become one of the most important issues in the reform and development of China’s higher education. It is also a hot issue of widespread concern in society. Since the state implemented the student loan in 1999, after continuous reform and improvement, the policy of student loan in higher education has been endorsed and praised by all walks of life, especially the majority of students in the family and the economically disadvantaged. However, the policy still faces some problems to be solved in the course of its operation. To this end, the practice of people-oriented scientific concept of development, to explore the new body of college student loans