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在“全民医保”口号提出,并逐步落实的今天,如何保障医保的正常、理性运行,防范其中可能出现的道德风险就显得非常重要和迫切了,这是“全民医保”能否实现并达到其功效的关键,为此,笔者从医保中存在道德风险的成因进行分析,得出只有建立健全社会医保中的法律体系才能保障“全民医保”的实现。
It is very important and urgent that how to ensure the normal and rational operation of medical insurance and how to prevent the moral hazard that may arise in the slogan of “universal medical insurance” put forward and implemented step by step. This is whether “universal health insurance” can Therefore, the author analyzes the causes of moral hazard in medical insurance, and concludes that only by establishing and perfecting the legal system of social medical insurance can we guarantee the realization of “universal medical insurance”.