在中国家庭中,孩子成为甩手掌柜,过着衣来伸手,饭来张口的生活,理财教育几乎为“O”。西方教育专家认为,儿童从3岁开始就应该接受经济知识方面的教育,主要是理财知识教育,并制订了各年龄阶段的教育计划:3岁辨认钱币、纸币和硬币。4岁学会用钱买简单的用品,如画笔、泡泡糖、小玩具、小食品等。5岁弄明白钱是怎样来的,是劳动得到的报酬,并能正确进行钱货交易。6岁能数较大数目的钱,开始学用存钱器具,培养“自己的 In Chinese families, children become hands-over treasure dispensers, hand in handicrafts, meals come to life, and financial education is almost ”O“. Western education experts believe that children should receive financial literacy education starting from the age of 3, mainly financial literacy education, and have developed educational programs of all ages: 3 years old to recognize coins, banknotes and coins. 4-year-old learn to use money to buy simple supplies, such as pen, bubble gum, small toys, snacks and so on. 5 years old to understand how the money comes, is the remuneration for work, and money transactions can be carried out correctly. 6-year-old a larger number of money, began to learn to use money-saving equipment, training ”own