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产生保险误导的原因是多方面的,本文拟从法律这一角度对保险误导现象进行分析。保险人告知义务的法定形式不明确英国《1906年海上保险法》最先将“最大诚信原则”作为保险活动的基本原则加以确认。根据该法规定,投保人是唯一的告知义务人,逐渐成为保险业共同遵守的国际惯例。时
There are many reasons for misleading insurance. This article intends to analyze the misleading phenomenon of insurance from the perspective of law. The legal form of the insurer’s obligation of disclosure is not clear. The United Kingdom Marine Insurance Act 1906 first identified the “principle of utmost good faith” as the basic principle of insurance activities. According to the law, policyholders are the sole obligors and have gradually become the common international practice of the insurance industry. Time