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金融机构在应用在建工程抵押贷款时,要完善开发商项目资本金的审查、管理和在建工程抵押合同附件,合理行使执行异议抗辩权。风险救济措施应具有前瞻性,条件成熟时果断决策近年来,农信社在对房地产开发企业提供信贷支持过程中,为降低资金运营风险,广泛应用在建工程抵押贷款。随着市场行情走低,因资金链断裂,开发商弃楼跑路现象已屡见不鲜。由于风险预警机制
Financial institutions in the construction of mortgage loans, to improve the developer project capital review, management and construction in progress mortgage contract appendices, the exercise of the right to exercise objection to the defense. Risk relief measures should be forward-looking, decisive decisions when the conditions are ripe In recent years, RCCs in the real estate development enterprises to provide credit support in the process, in order to reduce the risk of capital operation, extensive use of mortgage loans under construction. As the market goes down, due to broken funding chain, developers abandoned the phenomenon of runway has been uncommon. Due to risk warning mechanism