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低碳经济是我国实现经济转型、保护我国环境、提高经济效率的必经之路。本文介绍了我国低碳经济发展的制约与困境,分析了我国商业银行低碳金融服务的意义及不足之处,并提出加大银行对低碳经济支持力度的对策建议,包括践行国家环保政策、合理配置信贷资源、强化低碳金融产品的创新、支撑低碳产业链集群化、加快完善企业征信系统等金融基础设施建设等,并结合银行对低碳经济的支持案例,证明银行支持低碳经济的重要意义。
Low-carbon economy is the only way for our country to achieve economic restructuring, protect our environment and increase economic efficiency. This paper introduces the restriction and predicament of low carbon economy development in our country, analyzes the meaning and insufficiency of low carbon financial service of commercial banks in our country, and puts forward some countermeasures and suggestions on how to strengthen bank support for low carbon economy, including practicing national environmental protection policy , Rational allocation of credit resources, strengthening innovation in low-carbon financial products, supporting the cluster of low-carbon industrial chains, and accelerating the construction of financial infrastructure such as corporate credit reporting systems. Combined with the bank’s supporting case on low-carbon economy, it proves that bank support is low The importance of carbon economy.