一段时间以来，笔者一直想做有关我国保险业发展状况实证分析方面的研究，但是在保险数据搜集和整理上却遇到了预想不到的困难。由于诸多参考文章中保险数据不一致，笔者不得不从最原始数据材料入手，希望能够挖掘出所需数据，并对已有数据进行必要的考证。随着这一过程的进行 For a period of time, the author has always wanted to do research on the empirical analysis of the development of insurance industry in our country, but unexpected difficulties have been encountered in the collection and arrangement of insurance data. Due to the inconsistency of the insurance data in many reference articles, the author has to start with the most primitive data materials, hoping to dig out the required data and conduct the necessary research on the existing data. With this process going