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贷款分类工作是我国建立现代金融制度的基础，是防范和化解金融风险，客观、科学、真实地反映银行信贷资产质量，增强抵御金融风险能力的重大举措。现就贷款分类具体实际操作过程中遇到的难点及对策探讨如下：难点１信贷人员素质亟待提高。长期以来，我国金融业信贷管理...
Loan classification is the foundation of our country to establish the modern financial system and is a major measure to prevent and resolve financial risks, objectively, scientifically and truly reflect the quality of bank credit assets and enhance our ability to withstand financial risks. The specific difficulties encountered in the actual operation of the loan classification and the countermeasures are as follows: Difficulties 1 The quality of credit officers needs to be improved urgently. For a long time, China’s financial industry credit management ...