化解农业风险需要农业保险2006年和2007我国遭遇了新世纪以来最严重的自然灾害,“碧利斯”、“格美”、“桑美”及南方冰雪灾害接踵而至。民政部国家减灾中心2006年8月份的数据显示,我国受灾3.16亿人,死亡2006人,直接经济损失近1600亿元人民币,农作物受灾面积近3600万公顷,绝收面积440万公顷。农业部门的资料表明, Agricultural insurance needed to be taken to resolve agricultural risks In 2006 and 2007, China experienced the most serious natural disasters in the new century, with “Bilisi”, “Gemei”, “Saimei” and the southern snow disaster coming one after another . According to the data released by the National Disaster Reduction Center of the Ministry of Civil Affairs in August 2006, 316 million people were affected and 2006 people died in the country. The direct economic loss was nearly 160 billion yuan. The area affected by crops was 36 million hectares and the unsold area was 4.4 million hectares. Information from the agricultural sector shows that,