论文部分内容阅读
电子商务作为一种全新的商业运作模式,将成为21世纪国际商务往来的主流和各国经济活动的核心。而完整的电子商务要求做到物流、信息流和资金流都尽可能在网上进行,这有赖于网络银行与网上支付制度的建立。本文介绍了美国现行网上支付体系的种类及在责任限制、错误更正和披露三个方面对消费者的保护规定,对中美银行卡消费者保护规定作了比较研究,并对我国网上支付法律制度中的消费者保护立法提出了建议。
As a brand new mode of commercial operation, e-commerce will become the mainstream of international business in the 21st century and the core of economic activities in various countries. The complete e-commerce requires logistics, information flow and capital flow as much as possible on the Internet, which depends on the establishment of online banking and online payment system. This article introduces the types of the current online payment system in the United States and the regulations on the protection of consumers in terms of limitation of liability, error correction and disclosure, makes a comparative study on the consumer protection regulations of China-US bank card, and analyzes the legal system of online payment in China In the consumer protection legislation made recommendations.