金融会计是金融管理工作的重要组成部分,金融愈发展,会计愈重要。所谓金融会计风险,就是金融机构在经营管理过程中,由于会计核算错误或会计信息提供失误而导致的决策失误,以及因为主客观条件恶化或其他情况,使金融机构的资金、财产、信誉等蒙受损失的可能性。在我国经济日益呈现多元化趋势的情况下,防范与化解金融风险绝不能仅仅停留在信贷与支付的风险上。金融会计风险就是金融风险很重要的一个方面,其危害程度并不亚于信贷风险。因此,防范与化解金融会计风险,是防范与化解金融风险的一个重要组成部分。一、逐步建立适应商业化经营特点的管理型金融会计新 Financial accounting is an important part of financial management. The more financial it is, the more important the accounting is. The so-called financial accounting risk is the financial institutions in the process of management, due to accounting errors or errors in the accounting information caused by the decision-making mistakes, and because of deteriorating subjective and objective conditions or other circumstances, so that financial institutions, capital, property, credit, etc. suffered The possibility of loss. In our country’s economy is increasingly showing the trend of diversification, to prevent and resolve financial risks must not stop at the risk of credit and payment. Financial accounting risk is one of the most important aspects of financial risk, which is as harmful as credit risk. Therefore, preventing and resolving financial accounting risks is an important part of preventing and resolving financial risks. First, gradually establish a new type of management-oriented financial accounting that suits the characteristics of commercial operation