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盈利性的民间借贷行为一直广受法律界的关注,作为一种融资方式,民间借贷能够缓解企业资金不足的压力,拓宽企业融资的渠道,但也存在一些弊端,民间借贷行为的不规范致使民间借贷的风险较大,且易引发犯罪。由于我国对民间借贷行为缺乏法律约束,导致民间借贷陷入了法律困境,本文针对我国民间借贷的法律困境进行分析,并提出了相应的应对策略。
As a financing method, non-governmental loans can ease the pressure of enterprises’ lack of funds and broaden the channels of corporate financing. However, there are some drawbacks. Non-government loans Borrowing is more risky and can lead to crime. Due to the lack of legal restriction on private lending behavior in our country, private lending has become a legal predicament. This article analyzes the legal predicament of private lending in China and puts forward corresponding countermeasures.