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研究各期存款(包括购国库券)利率及银行取款政策后发现:每年奖金额均来自于存款的利息;若每笔本金到取款时能获得最大综合本利率,则奖金额就可获得最大值.据此,建立了基金使用模型,设计了一个有效的算法,并通过编程在计算机上实现了这个算法,成功地解决了三种情况下(①只存款不购国库券;②可存款也可购国库券;③第3年的奖金比其他年度多20%)最佳基金存储设计问题,并对每年奖金额不等、年数n任意等都有效.
Studying the interest rates of various periods of deposits (including Treasury bills) and the bank withdrawal policy, we find that the annual prize amount comes from the interest of the deposit. If the maximum aggregate interest rate can be obtained from each principal to withdrawal, the prize amount can be maximized .Accordingly, a fund usage model was established, an effective algorithm was designed, and the algorithm was implemented on the computer through programming, which successfully solved the three situations (① only deposits do not purchase treasury bills; ② deposits can also be purchased Treasury bills; Third year bonuses 20% more than in other years) Optimal fund storage design issues, and the amount of annual awards vary, the number of years n and so are valid.