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我国自实行“绿色信贷”以来,虽获得了一定的成果,但依旧存在很大的不足,在法律制度方面主要表现为缺乏强制力,未形成完善的法律体系,立法层次较低等。因而本文拟通过研究美国绿色信贷法律制度,总结其成功经验,希望对我国绿色信贷法律制度有所启示。同时,建立并完善我国绿色信贷法律制度,不仅要借鉴美国成功经验,更要立足我国发展实际,进而对我国绿色信贷法律制度的发展现状进行了分析,指出了当下的不足。最后,针对当下亟待改善的情况,适当借鉴美国成功经验,从而提出对我国绿色信贷法律制度建立与完善的建议措施。
Since the implementation of “green credit ” in our country, although some achievements have been obtained, there are still a lot of shortcomings. In terms of legal system, there are mainly lack of coercive force, imperfect legal system and low level of legislation. Therefore, this paper intends to study the legal system of green credit in the United States, summing up its successful experience and hoping to enlighten our legal system of green credit. At the same time, establishing and perfecting the legal system of green credit in our country not only draw lessons from the successful experience of the United States, but also based on the actual development of our country, and then analyze the current situation of the development of the legal system of green credit in our country and point out the shortcomings at present. Finally, aiming at the urgent need to be improved now, we should learn from the successful experiences of the United States, and put forward some suggestions and measures to establish and perfect the legal system of green credit in our country.