所谓金融生态是个仿生概念。央行行长周小川在2004年最早将生态学概念系统地引申到金融领域,并强调用生态学的方法来考察金融发展问题。究其内涵,金融生态就是指在一定时间和空间范围内,金融市场、金融机构等金融生态主体,在与外部制度环境之间相互作用的过程中,通过分工合作所形成的具有一定结构特征,执行一定功能作用的动态平衡系统。 The so-called financial ecology is a bionic concept. Zhou Xiaochuan, the governor of the central bank, earliest systematically extended the concept of ecology to the financial sector in 2004 and emphasized the ecological approach to examine the issue of financial development. In terms of its connotation, the financial ecology means that in a certain period of time and space, the financial ecological bodies such as financial markets and financial institutions interact with the external institutional environment through the division of labor and cooperation has certain structural features, The implementation of a certain function of the dynamic balance system.