在社会主义市场经济条件下,企业经营风险日益加大,行社信贷资产的风险也相应扩大。从目前银行和信用社的贷款占用形态和质量看,风险问题越来越突出。已经严重地制约了行社资金使用效益的提高,威胁着整个资产的安全,必须引起各级信贷部门的足够重视,采取得力措施加以解决。 Under the conditions of a socialist market economy, the business risks of the enterprises are increasing day by day, and the risks of the assets of the commercial community credit have also been correspondingly expanded. From the current bank and credit cooperatives occupy the shape and quality of loans, the risk is more and more prominent. It has seriously hampered the improvement of the efficiency of the use of the social capital funds and threatened the safety of the entire assets. It must give sufficient attention to the credit departments at all levels and take effective measures to solve them.