［本刊讯］当前，为启动和培育房地产市场、支持个人购房及房地产金融的发展，全国一些城市已经组建或正在筹建住房担保企业，为个人购房抵押贷款提供担保。部分城市住房担保企业的实践证明，此举对解除银行的后顾之忧，促进个人购房以及住房市场的发展，起到了初步但非常明显 At present, in order to start and foster the real estate market and support the development of personal home buyers and real estate finance, some cities across the country have set up or are planning to build housing guarantee companies to provide guarantees for individual home purchase mortgage loans. Some urban housing guarantee companies have proved that the move has played an initial but very obvious role in relieving banks of worries and promoting the development of individual home purchase and housing markets.