我国中小企业由于规模小、信用不健全等因素的影响,存在融资难的问题,严重制约着其健康发展。但融资租赁在我国一直没有得到足够的重视,我国融资租赁业存在很多不足,本文将通过比较融资租赁的情况,深入分析影响我国中小企业融资租赁的制约因素,最后提出相应的对策。 Because of the small scale and unsound credit, the SME in our country has the problem of financing difficulty, which seriously restricts its healthy development. However, financial leasing has not been paid enough attention in our country all the time. There are many deficiencies in our country’s financial leasing industry. This article will analyze the restrictive factors that affect the financial leasing of our country’s small and medium-sized enterprises by comparing the financial leasing situation, and finally put forward corresponding countermeasures.