辽宁省位于中国的东北地区,主要生产粮食和饲料.对辽宁省农户的保险意愿调查问卷进行了统计分析.结果表明:性别、受教育程度、收入、灾害损失和对保险的了解程度对农户在农业保险意愿上有影响.女性相对于男性,更不愿意参加农业保险;教育程度高和贫穷的农户不愿意参保.以往受灾损失大的农户也不愿意参保,这样,如果政府不能合理的设定保险品种和保险价格可能会出现逆向选择问题. Liaoning Province is located in the northeast of China and mainly produces grain and feedstuffs.Statistical analysis is made on the questionnaire of insurance willingness of farmers in Liaoning Province.The results show that the level of education, income, loss of disaster and understanding of insurance to farmers in Farmers are more reluctant to participate in agricultural insurance than men, and those with a high level of education and poverty are reluctant to take care of them, and farmers who suffered heavy losses in the past are reluctant to take in insurance so that if the government can not justify There may be adverse selection issues for setting insurance coverage and insurance prices.