外出务工经商人员通常是外地人在异地经商务工,户籍不在经营地当地,经营流动性强,经营场地随着经营环境、经营规模和经营效益而变化,难于长期固定。因此,经营地金融机构与本地金融机构对外出务工经商人员的贷款都存在慎贷、惧贷的心理,造成外出务工经商人员成为信贷服务的盲点。如何破解外出务工经商人员在融资方面的 Migrant workers are usually foreigners migrant workers in different places by migrant workers, residence is not in the local business, operating liquidity, operating environment with operating environment, operating scale and operating efficiency changes, it is difficult to long-term fixed. As a result, there are cautious loans and psychological worries in the loans of local financial institutions and local financial institutions to migrant workers, resulting in the blind spot for migrant workers to become credit services. How to crack migrant workers in financing aspects