我国中小企业发展中存在一个突出的问题是融资困难.其主要是从自身资金与信用不足衍生而来。缓解中小企业融资难需要采取综合措施,从企业自身到银行和政府支持,要健全企业财务制度,丰富银行融资工具,大胆结合国外融资方式。 One of the prominent problems in the development of SMEs in our country is the difficulty of financing, which is mainly derived from the shortage of funds and credit. Difficult to ease the financing of SMEs need to take comprehensive measures, from the enterprise itself to the bank and government support, we must improve the corporate financial system, enrich bank financing tools, bold combination of foreign financing.