编辑同志:我有一辆货车,且在一家保险公司投保了道路交通事故强制保险。3个月前,我将货车停放在自家院子内装载货物时,由于先前堆放在车上的货物掉落,砸伤了位于车下的搬运工李某,并由此花去6万余元医疗费用,还落下八级伤残。我向李某支付全部损失后,曾要求保险公司在道路交通事故强制保险限额内对我做出理赔,但却遭到拒绝。其理由是交通事故强制保险的理赔事由只能是针对交通事故导致的人身、财产损失,而上述伤害虽然与货车 Editor’s comrade: I have a truck and insured road traffic accident insurance at an insurance company. Three months ago, when I parked the goods vehicle in its own yard and loaded it with goods, the cargo previously piled on the vehicle dropped and smashed Lee, a porter under the vehicle, which cost more than 60,000 yuan for medical expenses , Also fell eight disabled. After I paid my entire loss to Lee, I had asked the insurance company to make a settlement for me within the compulsory insurance limit for road traffic accidents but was rejected. The reason is that the cause of compensation for traffic accident compulsory insurance can only be for personal and property damage caused by traffic accidents,