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提起金融,人们常会将它与经济、货币和银行联系在一起。实际上,金融的内涵非常广泛,涉及银行、保险、证券市场、国家财政、国际贸易等,是现代经济的核心。在国民经济中,金融业具有牵一发而动全身的地位,不仅每一家企业都要与金融打交道,而且也与个人、家庭经济生活息息相关。经过20多年的发展,我国的金融业已从过去单纯的银行系统,发展到银行业、保险业、证券业、信托租赁业等多业并存、多业发展的局面。外资银行及金融机构大量涌入中国,国内中小金融
When it comes to finance, people often associate it with the economy, money and banks. In fact, the connotation of finance is very extensive. It involves the banking, insurance, securities market, state finance, international trade and so on. It is the core of the modern economy. In the national economy, the financial industry has the status of one of the immediate causes of development. Not only every enterprise should deal with the financial industry, but also with the personal and family economic life. After more than 20 years of development, the financial industry in our country has evolved from the purely banking system in the past to the coexistence of multi-industries such as banking, insurance, securities and trust leasing. Foreign banks and financial institutions flooded into China and domestic small and medium-sized financial institutions