提防七种保险误导祁群(华东政法学院经济法系副教授)保险误导的表现大概有以下七种:一、虚构保险责任。合同中笼统地使用某些含糊的字词,导致消费者误信。二、合同内容含混,使消费者相信交纳规定的保费之后,一旦出事就能得到全额赔偿。三、故意接受超额保险,造成多收保赔的假象。在财产险中,特别是机动车辆险上普遍存在此问题。四、将商业保险说成是强制保险、法定保 Beware of misleading seven kinds of insurance Qi Qun (East China University of Political Science and Law Associate Professor of Economic Law) misleading the performance of insurance there are about seven kinds: First, the fictitious insurance liability. The use of certain vague terms in contracts generally leads consumers to mislead. Second, the content of the contract is ambiguous, so that consumers believe that after paying the required premiums, once the accident will be fully compensated. Third, deliberately accept excess insurance, resulting in the illusion of overpayment. This problem is prevalent in property insurance, especially in motor vehicles. Fourth, commercial insurance will be described as compulsory insurance, statutory protection