本文以近期发生的温州高利贷引起的地区金融危机为研究对象,从其背景、模式等方面剖析。在此基础上分析了政府的救市政策以及银行、担保、企业面临危机时采取的措施,同时提出个人建议。 This article takes the recent regional financial crisis caused by usury in Wenzhou as the research object, and analyzes its background and mode. Based on this analysis, the government’s bailout policy and the measures taken by banks, guarantees and enterprises in crisis are put forward as well as personal suggestions.