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我国的养老保险制度存在巨大的缺陷和漏洞,也面临着诸多的问题和挑战,如何解开目前的困局,早日实现社会保障的全覆盖?本文从分析目前养老保险存在的问题及其深层原因入手,提出了一种养老保险制度新的模式——国民年金和名义账户制。
China’s pension insurance system has huge defects and loopholes and faces many problems and challenges. How to solve the current predicament and realize the full coverage of social security as soon as possible? This article analyzes the existing problems and its underlying causes Start with a new model of pension insurance system - the national pension and nominal account system.