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保险中的如实告知义务是诚信原则的重要内容之一。我国现行《保险法》第17条仅规定了投保人的如实告知义务,而未涉及被保险人及投保人的代理人或经纪人等,这些都与国外许多国家的保险立法存在差异。论文结合国外保险立法的立法例,从理论上对如实告知义务的主体进行探讨。
The obligation of truthful disclosure in insurance is one of the important contents of the principle of good faith. Article 17 of the current “Insurance Law” of our country only stipulates the obligation of informing the insured person honestly, and does not refer to the insured person and the agent or broker of the insured person, which are different from the insurance legislation in many foreign countries. In the light of the legislation of foreign insurance legislation, the dissertation explores the subject of the obligation of truthful disclosure in theory.