面对中国金融业的全面开放、保险业国际关联度的逐步加强、国内金融保险业的空前发展和金融业一体化进程的加快,中国保险企业应该从全球视角、大金融和一个较长时期的战略角度出发,考察其经营策略、商业模式和盈利模式的转型以及资产负债组合策略的调整。 Faced with the full liberalization of China’s financial industry, the gradual strengthening of the international linkage of the insurance industry, the unprecedented development of the domestic financial insurance industry and the acceleration of the integration of the financial industry, Chinese insurance companies should take a global perspective, a big financial sector and a long-term Strategic perspective, examine its business strategy, business model and the transformation of profit model and the combination of assets and liabilities adjustment strategy.