农村金融问题特别是农户贷款难一直是困扰农村工作的一个大难题,虽然国家出台了许多政策,但由于缺乏必要的农户信息和担保的金融机构,金融机构给农户贷款的意愿很低。近日,北京大学中国经济研究中心主任林毅夫通过研究后发现,由于农户缺乏资金,不仅使农民无法利用“企业+农户” Rural financial problems, especially for rural households, have always been a major problem plaguing rural work. Although many policies have been promulgated by the state, due to the lack of necessary household information and guaranteed financial institutions, financial institutions have a very low willingness to make loans to rural households. Recently, Lin Yi-fu, director of the China Center for Economic Research at Peking University, passed the study and found that due to the lack of funds, farmers not only made it impossible for farmers to use “enterprises + farmers”