论文部分内容阅读
随着计算机技术的广泛应用,我们已然进入了互联网时代,网络银行、网络投资等金融产品得到了快速发展。最近几年以来,国家相关部门先后出台了一系列政策对金融行业的发展予以了规范和管理,这不仅明确了网络银行的发展方向,同时也进一步提高了网络银行在金融市场的重要地位。但是根据目前的情况来看,相关部门对于网络金融市场方面的监管力度仍然不够。由于网络金融业务具有一定的虚拟性、区域性和快速性,使得网络银行的风险表现的更加明显,面临着巨大挑战。对此,如何加强互联网服务监管力度充分发挥金融行业的积极作用成了眼下金融机构不得不面对的问题。本文对此专门进行了研究,首先阐述了互联网金融行业的发展趋势,随后根据实际情况提出了几点有效加强互联网金融模式监管的有效措施。希望可以为相关工作者在以后的工作上提供有力的参考依据,以促进网络金融的快速发展。
With the widespread application of computer technology, we have already entered the Internet era, and the financial products such as internet banking and internet investment have been rapidly developed. In recent years, relevant departments of our country have promulgated a series of policies to regulate and manage the development of the financial industry. This not only clarifies the development direction of the internet banking, but also further enhances the important position of the internet banking in the financial market. However, according to the current situation, relevant departments are still not enough to supervise online financial markets. As the online financial business has a certain degree of fictitiousness, regionality and rapidity, making the cyber bank’s risk performance more obvious and facing great challenges. In this regard, how to strengthen the supervision of Internet services to give full play to the positive role of the financial sector has now become the financial institutions have to face the problem. This article specifically studies this, first of all describes the development trend of the Internet finance industry, and then according to the actual situation put forward some effective measures to effectively strengthen the supervision of the Internet financial model. Hope that the relevant workers in the future work to provide a strong reference to promote the rapid development of network finance.