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2013年8月份国务院办公厅出台了关于金融支持小微企业发展的实施意见,随即江西省人民政府办公厅于9月份出台了关于金融支持小微企业发展的若干措施。本文围绕金融支持小微企业发展的新政策和新措施,结合我省近年来小微企业金融服务存在的主要问题,开展了调查研究和专题座谈,分别从健全管理协调机制、加强信贷切块考核管理、健全完善信用担保体系、丰富和创新金融服务方式、积极发展小型金融机构、大力拓展直接融资规模,强化正向激励和差异化监管、推进信用生态环境建设等八个方面提出了36条建议。
In August 2013, the General Office of the State Council promulgated the Opinions on the Implementation of Financial Support to Small and Micro Enterprises. Subsequently, the General Office of the People’s Government of Jiangxi Province promulgated a number of measures on the financial support for the development of small and micro enterprises in September. This article focuses on the financial support for the development of small and micro enterprises in the new policies and new measures, combined with our province in recent years, the main problems of small and micro enterprise financial services, conducted a survey and special discussion, respectively, from a sound management and coordination mechanism to strengthen the credit assessment 36 proposals were put forward in the following eight aspects: management, perfect credit guarantee system, enriching and innovating financial service mode, actively developing small financial institutions, vigorously developing direct financing scale, strengthening positive incentive and differentiated regulation and promoting credit eco-environment construction .