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银行可通过在质权合同中对未来应收账款作出特定化描述、将应收账款出质的事实通知次债务人、直接向次债务人收取应收账款等方式维护债权应收账款质押是物权法明确规定的一种权利质权。应收账款质押显著区别于常见的抵押担保,是以出质人对应收账款债务人(以下统称为次债务人)的债权为基础而衍生的权利质权,可以说是以一种请求权担保另一种请
The bank can pledge the debts of accounts receivable by informing the secondary debtor in the pledge contract about the future receivables, collecting the receivables directly from the secondary debtors, etc. It is a pledge of right stipulated by the Property Law. The pledge of accounts receivable is significantly different from the common mortgage guarantee, which is based on the pledge of right derived from the obligees of the pledgor to the accounts receivable debtors (hereinafter collectively referred to as sub-debtors), and can be said to be guaranteed by a kind of claim Another kind please