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我国是自然灾害发生较频繁的国家,自然灾害给我国农业带来了巨大损失。本文分析了我国传统的农业灾害风险管理模式,主要是农户自救和政府救济为主,这种传统的管理模式存在很大不足。文章在借鉴国外政策性农业保险经验基础上提出建立我国政策性农业保险模式的思考。
China is a country where natural disasters occur more frequently. Natural disasters have caused tremendous losses to our agriculture. This paper analyzes the traditional agricultural disaster risk management model in our country, which is mainly the farmer self-help and the government remedy. This traditional management model has a great shortage. Based on the experience of foreign policy-oriented agricultural insurance, the article proposes the establishment of China’s policy-oriented agricultural insurance model.