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当前,随着我国经济转方式、调结构的逐步深入,对农村中小金融机构在经济转型期如何加强信贷资产管理提出了新的挑战。笔者认为,农村中小金融机构提高信贷资产管理水平,应重点解决好三个问题。一、提高信贷资产管理水平,其根本是塑造优质信贷队伍信贷人员道德素质的优劣以及业务能力的高低,直接影响信贷资产管理水平。农村中小金
At present, with the gradual deepening of the economic transformation and structural adjustment in our country, new challenges have emerged for rural small and medium financial institutions in how to strengthen credit asset management during the economic transition. The author believes that rural small and medium financial institutions to improve credit asset management, we should focus on solving three problems. First, to improve the management level of credit assets is based on shaping the quality of credit personnel and the quality of creditworthiness of high-quality credit teams, which directly affects the management of credit assets. Small rural gold