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我国保险业资本增长呈现保险公司总资本保持较快的增长速度;外部投入与内部积累均成为资本增长的重要渠道;产、寿、再保险公司资本增长呈现不同的特点;外资资本进入成为我国保险业资本增长的重要力量;民营资本金额逐步增加等特点。我国保险业应完善资本监管制度,加强资本的全流程监管;继续推动资本多元化,引入健康、有持续注资能力的股东;加强保险业自身发展,增强“造血”功能;积极鼓励保险公司上市融资,壮大资本实力;探索保险公司综合经营之路,充分发挥资本效能;稳步推进保险业的对外开放,积极支持优质公司推进国际化经营。
China’s insurance capital growth shows that the total capital of insurance companies has maintained a relatively fast growth rate; both external input and internal accumulation have become important channels for capital growth; capital growth of production, life and reinsurance companies has different characteristics; foreign capital has become China’s insurance industry An important force for capital growth; the amount of private capital is gradually increasing. China’s insurance industry should improve the capital supervision system and strengthen the supervision of the whole process of capital. It should continue to promote the diversification of capital, introduce healthy shareholders with continuous capital injection, strengthen the self-development of the insurance industry and enhance the function of “hematopoiesis.” Encourage insurance companies Listing and financing, and strengthening the strength of capital; exploring the comprehensive management of insurance companies and giving full play to their capital efficiency; steadily promoting the opening up of the insurance industry and actively supporting high-quality companies to promote international operations.