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众筹行业作为一种新型的互联网金融模式,其以广大创业者和中小微企业为主要服务对象,对推动社会创新创业,拓展融资渠道,激发民间资本活力,完善我国多层次资本市场体系,促进金融改革创新与实体经济发展具有十分重要的意义。然而,近期众筹行业接连曝出平台项目坏账,融资造假,筹资者借众筹平台敛财等一系列问题,凸显出了众筹行业商业伦理道德的缺失。众筹行业中发生的这一系列商业伦理道德缺失现象背后的原因及商业伦理道德在众筹中的作用是急需探讨的问题。
The crowdfunding industry, as a new type of internet finance model, is mainly targeted at a large number of entrepreneurs and small and medium-sized enterprises. It will promote social innovation and entrepreneurship, expand financing channels, stimulate the vitality of private capital, improve the multi-level capital market system in our country, and promote Financial reform and innovation and the development of real economy are of great significance. However, the recent crowdfunding industry has exposed a series of problems such as bad debts of platform projects, financing fraud, and the financing of borrowers through platforms, highlighting the lack of business ethics in the crowdfunding industry. The reasons behind the series of lack of business ethics in the crowdfunding industry and the role of business ethics in crowdfunding are urgent issues to be explored.