一 票据在市场经济发展中的作用票据作为国际通行的结算和信用支付工具,在世界绝大多数国家得到极为广泛的运用。按大陆法系国家的法律及有关的国际条约可分为汇票、本票(期票)、支票三种。它在经济中的作用主要表现在:一是支付手段的作用。票据可作为支付工具代替货币,较之货币简单、便利、安全,能有效地提高流通效率。二是汇兑手段的作用。汇兑功能是票据最早具有的功能,具有解决现金支付在空间上的障碍作用。在汇票出现之前,异地之间,尤其是国际之间的经济往来用现金结算,风险大,不安全,且耗时费力,同时还受到政府禁止现金输出的限制。以票据为汇兑工具,则可以解决现金支付在空间上 The Role of a Bill in the Development of a Market Economy Bills, as internationally accepted instruments of settlement and credit payment, are widely used in most countries in the world. According to the law of continental law countries and the relevant international treaties can be divided into bills of exchange, promissory notes (promissory notes), checks three. Its role in the economy mainly manifested in: First, the role of means of payment. Notes can be used as a payment instrument instead of money, compared with the currency simple, convenient and safe, can effectively improve the circulation efficiency. Second, the role of exchange means. The exchange function is the earliest function of the instrument and has the function of solving the cash obstacle in cash payment. Before bills of exchange appeared, the economic transactions between different places, especially the international ones, were settled by cash. They were risky, unsafe and time-consuming, and were also restricted by the government’s ban on cash exports. Using bills as a currency exchange tool can solve the problem of paying cash in space