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私刻公章,伪造联保贷款协议书,为何能骗取银行贷款,它暴露了银行内部控制和风险管理方面的哪些问题近日,某中院公开审理了一起与商业银行联保贷款业务相关的刑事案件,信贷客户私刻公章伪造联保贷款协议书,骗取银行贷款,被诉贷款诈骗,相关银行当事人也被追诉失职罪、违法发放贷款罪。案件暴露出的银行内部控制和风险管理问题值得我们深思并引以为戒。
Private seal, forge UNPROFOR loan agreement, why can defraud bank loans, which exposed the bank’s internal control and risk management issues Recently, a Intermediate People’s Court held a public hearing with the commercial bank joint guarantee loan business-related criminal cases , Credit customer private seal forged security agreement loan agreement, fraud bank loans, suing loan fraud, the relevant bank parties were also indicted for misconduct, illegal loan issuance. The bank’s internal control and risk management issues exposed by the case deserve our consideration and take warnings.