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随着互联网技术的快速发展,互联网金融取得了更广阔的发展空间。互联网金融是一种新型的金融运营模式,这种模式的出现既是金融业的革新,也对传统金融模式形成了很大冲击。在现阶段的背景下,商业银行必须进行转型,充分发挥自身的信息、网络、客户优势,推行互联网金融,这对于金融机构的综合、全面发展具有促进作用。除此之外,监管机构还需监督互联网金融的运营情况,确保金融行业的规范、健康发展,预防金融风险的发生。
With the rapid development of Internet technology, Internet finance has made a broader space for development. Internet finance is a new type of financial operation mode. The emergence of this mode is not only the innovation of financial industry, but also has a great impact on the traditional financial mode. Under the background of this stage, commercial banks must make the transition, give full play to their own advantages in information, network and customer, and promote Internet finance. This has a positive effect on the comprehensive and all-round development of financial institutions. In addition, regulators also need to oversee the operation of internet finance, ensure the standardized and healthy development of the financial industry and prevent the occurrence of financial risks.