商业健康保险是我国国民健康保障体系的重要组成部分,随着我国社会保障制度改革的不断深化,它在满足人民群众日益增长的健康保障需求,促进国民经济发展和社会稳定方面正发挥着越来越重要的作用。同时,作为人身保险中一类重要的业务类型,商业健康保险在我国也有巨大的市场潜力和广阔的发 Commercial health insurance is an important component of China’s national health security system. With the deepening reform of China’s social security system, it is playing a more and more important role in meeting the people’s growing health security needs and promoting national economic development and social stability The more important the role. At the same time, as an important type of business in life insurance, commercial health insurance in our country also has huge market potential and broad