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围绕“入世观”，现在的外资金融企业都是一体化的金融集团，能充分地利用一体化的优势来同我们竞争。我国金融企业是因为分业而让别人顺利地分而歼之，还是自己能充分利用这短暂的保护期来完成金融业的联合，变弱为强，这是所有人都应当关注的问题。 鉴于现在我国保险业和银行
Around the concept of “joining the WTO”, all foreign-funded financial enterprises nowadays are integrated financial groups that can make full use of the advantages of integration to compete with us. It is a problem that all people should pay attention to because the financial enterprises in our country separate and annihilate them successfully because of their separation and whether they can fully utilize this short period of protection to complete the alliance of the financial industry and become weaker and weaker. Given the current insurance and banking in our country