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赵晓刚是自由职业者,年龄老大不小也该成家了,买房成了自然而然首应解决的问题。因为不能一次性缴齐房款,所以选择了银行按揭。但是在办理按揭的时候却遇到了一个头疼的问题,虽然自己的存款足够缴纳首付金,每月的收入支付月供也轻松,但是办理银行按揭,需要出示收入证明,还必须要求加盖单位公章。自由职业者没有固定的工作单位,很难出具有关收入的证明材料,证明自己有稳定还款能力的资信不足以让银行信服,很难取得个人住房按揭贷款。这可怎么办呢?
Zhao Xiaogang is a freelance, age boss should not be a family, and buy a house has become a natural first problem to be solved. Because they can not pay the one-time payment, so I chose a bank mortgage. However, when it came to mortgage, it had a headache problem. Although its deposit was enough to pay the down payment and its monthly income was easily paid monthly, it was necessary to show proof of income for bank mortgages. It must also require the official seal of the unit . Freelancers do not have a fixed place of employment, it is difficult to issue proof of income, prove that they have a stable repayment ability of credit not enough to convince the bank, it is difficult to obtain individual housing mortgage loans. what should I do?