一忌贪心,美元产品并非“高收益”。目前在银行发售的美元理财产品所给出的预期收益都很诱人,但投资者如果先做个比较就会发现,预期高收益往往被人民币升值因素消化得干干净净。比如对美元固定收益类理财产品,目前银行给出的年收益率大致在6%左右,而人民币一年期定期 Avoid greedy, the dollar is not “high yield ”. The expected returns from the current dollar-denominated wealth management products offered at banks are all tempting. However, if investors first make a comparison, they expect that high yields are often digested by RMB appreciation. For example, the dollar fixed income financial products, the current annual return rate given by banks is about 6%, while the RMB one-year period