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骗取贷款、信用罪是刑法修正案(六)增设的罪名。对骗取贷款、信用行为犯罪化,是金融活动的诚信原则的要求,是惩治金融犯罪的诉讼活动的客观需要,也符合域外刑事立法的趋势。作为新增的罪名,要注意把握本罪的构成特征,划清罪与非罪、此罪与彼罪的界限,这对于正确认定和处理骗取贷款、信用案件具有重要意义。
Fraudulent loans, credit crimes is an amendment to the Criminal Law (f) additional charges. Criminalizing credit card fraud and credit behavior is a requirement of the principle of good faith in financial activities, an objective need of punishing criminal activities in litigation, and is in line with the trend of extraterritorial criminal legislation. As a new accusation, we should pay attention to grasping the constitutional characteristics of this crime, making a clear distinction between sin and non-sin and between this crime and other crimes, which is of great significance for the correct identification and handling of cases of fraudulent loans and credit.