一、什么是住房公积金贷款? 住房公积金贷款就是为缴存住房公积金的职工购、建自住住房而开办的低息贷款,其资金来源是职工缴纳的住房公积金。住房公积金贷款的范围限于单位住房、安居工程、经济适用住房和普通商品住房;建房须是全额集资的房改房;翻建、大修住房须是拥有产权的自住住房。 First, what is housing provident fund loans? Housing provident fund loans is to pay for the housing provident fund workers buy, build low-interest loans for self-occupied housing, the source of funds is the housing fund paid by employees. Housing provident fund loans are limited to the unit housing, housing projects, affordable housing and common commodity housing; housing to be fully funded housing reform; renovation, overhaul of housing must be ownership of self-occupied housing.