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近期,校园贷问题频发。半年来,经媒体曝光的大学生因“校园贷”出问题的案件就有13起,涉及大学生500余人,涉案金额超千万元。互联网金融业内人士指出,贷款平台应加强风险把控;也有心理学家认为,贷款消费理念已蔓延进高校,涉世未深的大学生难以防范风险,政府部门应加强监管。点评:考虑到涉“校园贷”案件的受害者均为在校大学生,他们经济尚未独立,心理也比较脆弱,更重要的是他们中很多人来自中低收入家庭,几万元无法
Recently, the issue of campus loans frequently. In the past six months, there have been 13 cases of college students exposed by the media due to “Campus Loans ”, involving more than 500 undergraduates and involving over 10 million yuan. Internet finance industry pointed out that the loan platform should be more risk control; some psychologists believe that the concept of loan consumption has spread into colleges and universities, students are not deep enough to prevent risks, government departments should strengthen supervision. Comment: Considering that the victims involved in the case of “campus loan” are all undergraduates who have not yet been economically independent and mentally fragile. What is more important is that many of them are from middle and low income families, and tens of thousands of yuan can not