信贷资产流转是资产证券化之外盘活银行信贷资产存量的又一重要方式。本文探讨了银行在向轻资产转型的过程中信贷流转的现实意义,并阐述了中国银行业信贷资产登记流转中心在信贷资产流转方面的规则制定的定位与对未来发展的思考。 The transfer of credit assets is another important way for the inventory of credit assets of the revitalizing banks other than asset securitization. This article explores the practical significance of the circulation of credit in banks’ transition to light assets and elaborates the positioning of the rules in the circulation of credit assets and the thinking on future development of the center for the circulation of credit assets in China.