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李国强在《高等教育研究》第6期发表文章指出,我国高校贷款的产生和存在是一种必然且合理的历史选择。高校向银行贷款,根源主要在于高校发展建设资金的不足。在今后相当长的时期内,如果高校建设资金匮乏的状况不能得到有效缓解,银行贷款仍将是支持我国高校发展的重要经费来源。我们绝不能因为现在的高校还贷危机而否定高校贷款,抹杀高校贷款的正面价值。相反,现在需要认真检讨和反思以下两个问题:其一,如果说国家的外资贷款和科技开发贷款管理制度比较完善。是保障高校贷款规范运作的制度保证,那么2004年前高校校园建设贷款“有政策而无具体管理制度”的状况应该是造成高校还贷危机的重要原因之一。这种“有政策无制度”的状况应该如
Li Guoqiang published an article in the sixth issue of “Higher Education Research” that the emergence and existence of loans to colleges and universities in our country is a necessary and reasonable historical choice. Colleges and universities to bank loans, the root cause lies in the lack of funds for the development and construction of colleges and universities. In a long period of time to come, if the lack of funds for the construction of colleges and universities can not be effectively alleviated, bank loans will continue to be an important source of funding for the development of Chinese universities. We must not negate the university loans because of the current college loan repayment crisis, thus denying the positive value of university loans. On the contrary, we now need to seriously review and reflect on the following two issues: First, if the country’s foreign-funded loans and technology development loans management system is relatively complete, Is to ensure that colleges and universities to standardize the operation of loans to ensure that the system of loans to colleges and universities before 2004, “a policy without a specific management system,” the situation should be caused by the loan repayment college one of the important reasons. This “policy without system ” should be the situation